Questions

Ask the questions, we have the answers. Here's the most commonly asked questions from our customers.

How do I qualify for a payday loan?
If you are a United Kingdom resident and at least 18 years of age and currently employed receiving regular pay, then you qualify for a loan.

How much does it cost?
There is a flat fee of £29.98 per every £100 borrowed. There is no administration cost or hidden charges. Considering the quick application and approval process with no collateral or required documents, the fees are fairly priced and competitive.
A Typical APR for a 31 Day Loan would be 2255%.

How much can I borrow?
You can borrow anywhere from £100 – £300 for your first time loan. Once you have successfully repaid your loan with fees, you will be eligible to loan again instantly. Your loan limit will also increase based on your payment history and net income.

Do I need to send documents?
In most cases you are not required to send documents. However we may need to do verification of your employment, which may or may not require you to send in a document.

What If I need another Loan after I pay off the first one?
Not a problem. You can immediately apply online again right away. The application is much simpler since we already have most of your information. All you have to do is log into our website and submit your new loan amount and repayment date.

How long does the application process take?
Minutes. All you need to do is complete the online fast application, follow the instructions and check your email for approval. It’s that fast.

How do I get my cash?
Once you are approved and your funds have been issued, your payday loan will be directly deposited into your bank account.

How do I pay back the loan?
Your loan will automatically be debited from your bank account on the day of your repayment date. This will include the full amount and fees.